Cost of childbirth with insurance!

Jenny • Mama to my sweet daughter and expecting #2 in July!
what are your experiences with OB/GYN hospital delivery vs nurse midwife delivery (in a hospital)? I'm exploring options, I have insurance but I'm curious ballpark how much I can plan to pay for childbirth? and when and how do I insure my baby once it's born?? no ones tells me these things. I've heard it's outrageous... what did you pay? Vaginal and C-section...