Your opinions on the Gyno

So, I'm 17, hardcore virgin, and pretty much deathly afraid of gynecologists. I've never been to one, but I've come to the age where I'm comparing myself to others, and thinking I don't look quite right down south. I feel it's necessary to go to the gyno, but it freaks me out SO bad. 
So, ladies, what's the verdict? What goes down? Is it uncomfortable? Anybody in the same boat? Similar experiences?