Is there a perfect time to have a baby?

Hello Everyone!
I know that this subject is completely subjective, but I would really like some advice from moms out there. My husband and I are talking about starting a family and we aren't sure whether or not it is an ideal time. I'm about to graduate college and I have my career lined up, and my husband will graduate next year. We both love children, don't have any issues in our relationship and want to be younger when starting our family. I just want to hear from moms that have experience with having children in their early 20s. What are some tips and tricks to having a baby at this time? No judgement please, we are all friends here on Glow.