Long story short. After 3 years of trying, we now have to go through <a href="https://glowing.com/glow-fertility-program">IVF</a>, as we can no longer conceive naturally. We thought we would be able to start the process in November, not fully understanding the process and costs. We knew it would be expensive, but thought we could pay for each procedure as it came. Sadly, that's not an option. We can get a medical loan, but have to go through a lot of routine testing to qualify. Insurance doesn't cover the tests, so we can't even afford the tests! I'm beginning to lose hope of it ever happening. No matter how much we try to save for this, something always seems to derail our plans. Has anyone else been dealing with this?