Planning the first time 😮😍

I'm ready to have sex for the first time, but I'm realizing that how I want it to happen isn't possible. I've always wanted my first time to be at night with no one but me and him there, in a bed, with a candle or two lit. It just seems so romantic and perfect. However, any time my SO and I are together it's during the day and there are other people in the house. To add to that, both of our beds are creaky so the only way to stay quiet would be on the floor. The only way to achieve my dreams would involve lying to my parents and breaking rules like crazy, which is super scary. What do I do??