I think I might have breast cancer

I'm 13 yes I know really young.. But I know it might be a possiblity. I have a lump in my breast, there is a "slit" on my nipple, and breast cancer is common in my family. Is there a possibility and it hurts I only live with my dad so I don't wanna tell him, my sister doesn't live with us anymore, my mom isn't in my life. But what are some symptoms you guys know about I'm scared
Also I'm pretty much fully developed haven't noticed Change in a while 
UPDATE: also I don't want to go to doctors if it's not needed it's to expensive and we don't have insurance