So I had to go to the ER for a uti...

I was in dire need of some antibiotics and it was a Friday afternoon, and I did not want to risk a kidney infection by waiting until Monday when all of the clinics Would open, I was in a tremendous amount of pain and disoriented, so I drove myself to the ER and they got me all fixed up...
Problem? Now I have a hefty $1270 bill for just a uti...yay.... Lesson learned... Anyway so I guess I'm looking for advice from people who know more than I do about medical bills. I told the staff that I did not want to use insurance (I didn't think it would cost that much) am I able to change my mind and see how much my insurance can cover the bill now? Am I able to make small payments on it a little at a time? Just looking for some friendly advice