Low temperature

I have always had a pretty low temperature when I'm not sick. My temp is consistently between 95-96 degrees Fahrenheit. Obviously this is quite a bit lower than what your average temp should be at 98.6! I'm guessing having a low temp is not something to be super concerned about since its been low all my life, but do you think a low temp could cause any kinds of problems in the long run? Does anyone know what may causes someone to have a low temp vs a normal one?