Hubby changed mind about baby

A while ago, my hubby and I decided to start TTC in August. And not like I forcec him, but it was a very loving and sweet moment when we decided this.
​Now yesterday he told me I wants to pospone it for a year, because of our financial state. I understand his point and we're not rich, but we're also definitly not poor. I think we can handle it.
​I am 30, will be 31 in august en he just turned 28. I'm really scared that if I wait too long, it won't happen ever.
​I'm so depressed now and I feel like I won't ever be a mommy. I told him how I feel and he was really sweet about it, but still thinks we should wait.
​What do I do to lose this depressed feeling? Should I drop the idea and just stop myself for wanting to start this year or should I talk to him more about it and try to make him see that we can handle it? Babies are not that expensive the first year right..? If you don't count the babyroom.