I am on my mom's health insurance until I am 26 which is in two days. I have been looking for health insurance for my husband and I because going through our work is way too expensive, I ended up going with this insurance company it was a Multiplan PPO but as I'm reading reviews it is a huge scam! So now I am not going to have health insurance until I go through a legit company that usually has open enrollment once a year I don't know what to do! My husband and I make too much money so we don't qualify for Obamacare or anything like that. We are TTC so I am heartbroken because I need health insurance before becoming pregnant so we might have to wait...any advice??