Am I overthinking?

Talitha
Hi ya'll. Would like your advice. So my BF and I have been sexually active for quite some time now(been together for 10months now). I have taken a pregnancy test before only because my period was close to a week late.  The test was negative, which was a huge relief. I'm not on any birth control pill and never have been and only used condoms as a form of contraception. My BF and I are very careful to prevent pregnancy and we've discussed a lot about it. Here's my little delimma.  Again, I am wondering what's going on because I am 5 days late. Other than the previous incident that I've mentioned above, I am very regular.  I may just be overthinking and should be patient as this has happened before...it could possibly be many other factors.  I am not really experiencing any serious pregnancy symptoms but more so the usual premenstral symptoms (swollen breast, frequent urge to urinate, headache, fatigue, etc) which is very similar if a woman were pregnant. I know this may seem like I wrote down and lot and sorry for the long story but I just wanted to give a little background. My question is should I take the pregnancy test just in case or should I just wait it out a little longer and hope it would come? Thanks.