Advice

So I had sex on my very first day of my fertile window. He didn't finish (though now I'm kind of scared to believe that) and for the next week I had no discharge at all. Discharge started after that being white and thick and now I'm late. I am not having my normal cramping and mood swings, but I am trying hard not to freak out and make it even later if I am just late. Part of me wants to go take a test tomorrow just to ease my mind but I don't know what to do otherwise. Advice?