Breast Reduction

Okay so I have a 34 L breast size. I am 5'6" and about 155 pounds (a lot of that is boobage). I am 20 years old and considering a breast reduction surgery, but i would only be able to go down to a 36DDD for insurance reasons. Also I have had some people say that yes it's great to get a reduction and other people who say that I will regret it later on. I also have some people who say it's not even worth it cuz I'll still be a DDD. So do you guys think it's worth it? Will I regret it? Or should I just be happy with what I have? Also let me now if you have had a breast reduction or whatever else you have to say. Thanks ❤️