What kind of lube do you use?

Ok so sometimes, especially when you have a 5 year old, you find yourself lacking on time to spend on intimacy. I'm sure I'm not the only one with this problem lol. So due to our current lack of foreplay, I'm interested in lube, but want something more natural than the strange chemical based lubes available at the store. And I've been told about the use of coconut oil, but I'm not positive I trust coconut oils natural antibacterial properties in my hoohaw, plus I've read that oils (coconut/oil/mineral.. can get caught in the small folds of the vagina and rot. Mineral oil can even have traces of pertroleum!) l am still inteterested in aloe gel (still with the antibacterial, but at least more absorbable and easy to remove inside and out).

I've looked into the health food store, but I've noticed allergic reactions between me and my husband.

What do you use? What's your experiences?