hurts when boyfriend rubs clit?

Whenever my boyfriend is touching me and fingering me when he goes to rub the clit it doesn't feel good at all. It kind of hurts and feels weird. I'm wondering why and where I should have him rubbing to make me cum? He normally rubs below it but I read something saying he should rub above? Also how does a guy rub you guys to help you reach orgasm? Also, is it normal to have my clit be so sensitive to touch? I thought it was supposed to be a pleasure spot ! Lol.