We missed the open enrollment last year for me to be put on my husbands health insurance. His job told to wait till November to add me.. so we contacted HR and they take forever to reply then say " you missed the sign up" are you kidding me? I don't make enough money to get health insurance by myself and everywhere I looked the monthly payment was ridiculous! My husband said he would pay for it either way but it's just too much money and not enough coverage.. I feel like I'm better off not having it.. in so happy I FINALLY got pregnant now my anxiety is setting it and I'm scared I won't be able to find a obgyn that will take me without insurance