Student Debt Forcing Me To Halt My Education

I'm sort of feeling a bit down about the fact that I have to wait some more time to jump back into college because I fucked up by leaving early & now I owe them money before I can receive transcripts or anything. 
I feel really stupid for not listening to my mom. Now my life has to basically be on hold. I'm still going to apply to my dream school & hope that they over look the situation and let me slide. That's something I'll have to pray on but yeah. Really sucks. 😕 
Is anyone else dealing with this? I'm 21 years old.