Scared. Busty girls, have you ever had this?

20 years old  
Married.
Loving hubby supports my choice to get a reduction hopefully this year, mainly because of shoulder pain.
Started using bras before I even had a period.
I'm a size
30 i or 30 HH 
My back = 30 inches circumference 
Fullest part of my breasts = 42 inches circumference. 
I've had professionals measure and done it myself... unfortunately they ARE 12 inches. 
Living in the U.K. I'm lucky enough to have proper bra sizing. America's sucks, it's the truth. 
Please help me understand this, tell me about stretch marks or your experience w/ big breasts but most importantly... do you know what's going on w/ my right breast?