Do I do the do??

Alena
So I am only 15 years old but I have never felt the age I'm at. Always older. My boyfriend and I have been going strong for four months and things have been amazing. We have a really good, deep, respectful connection and he is also my best friend. I love him so much and... I really want to do the do with him. Of course I would be safe and use protection, neither of us have STDs or STIs. I want to lose my virginity to him because 1) we both love each other 2) I want to 3) we are very respectful 4) it is a nice way of showing how much you love someone. The things holding me back: 1) I am only 15 2) the risk involved regardless of how safe one is 3) it's a big moment, losing ones virginity but I do want it to be with him. What are your opinions? Should I wait? Or should I do what feels right?