Should we go for it?

Danielle
So my boyfriend and I have been together a year and a half. I'm five months younger than him but we're both 17, I'm a junior he's a senior. This is my last year of official high school because I was accepted into an early enrollment program. This means I do my senior year of high school and freshman year if college simultaneously. We're both going to be attending an out of state college next year, in the same state. We're going to be 20 minutes away from each other. Now I feel like a year and a half together at our age without sex is really unusual but this is his first relationship. It isn't mine but I don't even count the first one. We were each other's first kiss, and everything after so far. I made him buy condoms just in case. I feel like we both want sex and we're both ready, but it's so difficult. He doesn't have a car and I don't have a licence. My dad is always home because he's out on medical and when he isn't my 15 year old brother is. His parents are working a lot but his dad comes home at random times a lot, although usually later in the day. Should we just wait until September when we aren't living with parents even though we are both prepared and ready? Or should we try to figure out a time early in the morning and hope his dad doesn't come home for a break? Also I feel like I should add I am not on birth control for reasons of my own, but we do have protection. Thank you! And sorry for the rant :/