I've been with my boyfriend for 9 months now and we are planning on getting married after we save a bit of money.

He wants to have sex, he says that he loves every part of me and wants ALL of me. We are both still virgins, we've only just started to be a bit more sexual towards each other in the last 1 1/2 month's. We've been dry humping and I've been giving him hand jobs. He wants to start touching me down there and I'm sort of letting him but only with clothes on, we both really love each other and want to lose our virginities to each other but i keep thinking i want to have sex once we are married. What to do?