Don't know how to take this....

Rebecca • Married 💍👰🏼 24🎁 TTC baby #1
My dad keeps telling me everytime we have a conversation that it's soooooo much money to have children. (Yes I know this). He also keeps telling me that I should wait 5-6 years before I have kids, note that I am 23 years old, but it's my choice do what I want. I don't know how to take this. I think since his gf keeps telling him that she's what's grandchildren and everyone he knows is getting pregnant, he don't want me to get pregnant. 
I'm not going to just tell him what I think and how I feel because I'm not going to be disrespectful towards my father.