Worried

My father & mother-in-law just bought my husband and I a new 2017 Chevy Silverado. However, I'm reluctant to except it since my husband will be making payments on it. My husband is so excited about it, but I'm reluctant to accept it. We currently live with my husband's family and he already pays majority of the household bills. I'm just concerned this new expense will get in the way of moving out and being independent.