Kind of long rant but I had to get it out............So my husband and I are in the process of trying to get our first home since we have both been out of the military. I have been the one dealing with the bank and loan officer, even after we decided to only have his name on the loan, he hasn't dealt with them once. I was told by our loan officer not to do ANYTHING that could affect our credit, etc. Well I of course related that to my husband and yesterday as I am handed a pile of mail I noticed something from out current bank ....about activating a card. So I ask if he got a new debit card (he is notoriously rough on his) and he said no it's a credit card. I thought he was joking due to our current situation but no, it was a credit card....only in his name. Then he tells me, it's to build OUR credit, but since I'm not on it, it will do nothing for me. Which I told him also. So he says, oh well I'm the only one on the loan so what does it matter.....I am very upset about this. More hurt and betrayed than honestly angry, but I am a bit of that to. Nothing I say about anything in our lives gets taken into consideration. My question is....would you be upset/mad or am I over reacting and how should I handle this???? Tia
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