No sex! Low libido!

I've been with my boyfriend for a little over a year. We still have not had sex. The lack of sex is frustrating and it also lowers my self-esteem; it's as if he's disgusted by me yet often he says I'm beautiful. He has had hardships this past year and claims he doesn't think he can perform while in the midst of this crisis. I sympathize with him but my needs aren't being met. I don't have a crazy libido and it's hard for me to orgasm but I still really enjoy sex. I find his behavior a little odd. Can anyone relate?