20 and pregnant

What is your advice? I need direction 😩. So my bf and I have been 3 years together, for this whole time we thought we couldn't have kids because we never wore protection! I am just starting my first year of college, and he is on his second year now... we are not at the right time to have a baby at all... I feel happy because now I know we can actually have kids and that feels amazing but we can't afford now... at the same time abortions seems like a horrible option? What if I abort and I never get to be pregnant again? I'll probably regret this abortion for life? I have no idea what to do!! I haven't told him, but he has already told me in the past he wouldn't want a kid and would expect me to abort... he would be so upset

Ps: I am from the UK so help here is a little different I guess, but thank you for all the advices!

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