My husband makes $15 something an hour full time. I make $8 and hour part time. He brings home about $800 every two weeks, I bring home $200-$300 every two weeks. I don't know if I have any credit get or how good it is if I do, and idk how good his is, we are going to talk to our bank about a mortgage. Do you think that $49,000 is out of our reach? The house we are looking at is that much and we may be able to ask a little lower.