When to Stop Swaddling

Va

My daughter is 3 1/2 months, and the last few weeks she has discovered her hands and loved sucking on them and what not. Since she was born she has loved being swaddled tight, but since she’s started exploring her hands, I think the swaddling can frustrate her if she’s in the mood of wanting her hands. So... when did you guys stop swaddling your babies, and why?