Separate insurance for infertility

Candice

Has anyone used separate insurance to cover the cost of infertility? Neither of our insurances through work cover infertility. Wondering if separate insurance would work, the cost, your experiences, etc. We start the fertility doctor at the end of this month and our urologist told us he thinks our only option would be a procedure called GIFT which will not even be an option if we have to pay out of pocket for it :-(