After 9 months of clomid, femara and multiple IUIs we feel like moving to <a href="https://glowing.com/glow-fertility-program">IVF</a> is our best option. The <a href="https://glowing.com/glow-fertility-program">IVF</a> lab is separate from my RE and doesn't accept any insurance but will do a courtesy claim after the fact, so it is possible to get a refund if we overpay in the beginning, but since it seems we must pay upfront I was just curious how others have paid for <a href="https://glowing.com/glow-fertility-program">IVF</a>. Simply saving up money, taking a personal loan/loan from retirement, getting an extra job, etc.?