Not ready for a relationship?

Je

So Ive been talking to this guy and we both like each other and the only reason we're not together is because he cant commit right now because of his exams and the fact his parents won't let him travel to see me because of them.

But the thing is, all that would change is calling each other boyfriend/ girlfriend and maybe saying I love you instead of just night.

Like is that so hard for him? Obviously I respect for he feels and can wait for him but idk why can't we just make things official.. am I being dramatic? Idk...