I'll try to make this as short and sweet as I can, but I'm also the type of person that when trying to problem solve, I need details, so naturally I tend to throw everything out there in hopes it may help with answers. (See? Jabbering already.)

Okay basically, I'm a very young mother of 4. I'm very blessed in life but I want more for my children. I have horrible credit due to doctor bills and I also have to pay back my cosmetology loan from where I had my 3rd child and they dropped me from the program. I don't see how I could ever go back to school, or even find someone trustworthy/affordable enough to watch them while I'm in school to try and better myself. My husband has excellent credit, but he doesn't have a job. I'm a CNA. I love to help and take care of others. But I feel like where I am today, is as far as I'll get in life.