Having sex for the first time

This will be long, okay so im 14 and am in a relationship which a boy who is also 14. We both want to have sex but im scared ill be judged and how to tell my parents as i tell them everything and dont know if theyll be happy. I dont particularly agree with “loosing your virginity” for many reasons like it makes it sound like a bad thing which it isnt and so for that reason i dont mind it being my first time. Personally i feel ready and trust him fully and dont think ill regret it. Of course it would be protected and safe. Do you think i should go for it or wait till im 15?