Coming up to our one yr mark of ttc

Lost my good health insurance from my moms job this year because if my age and marital status. My own Plan I had to get is rediculous as 257 a month plus 3000 deductible! And I get no tax credit discount because my husband and I “make too much”. Now my husbands check is for a 64 hour work week! So he works to death and we together make like 60000 yearly. So it’s ridiculous that I get no tax break, plus I don’t expect him to pay for my insurance. Anyway, I can’t afford any testing for fertility now so idk what to do..