Having a hard time (no mean comments)

December 5th I found out I’m pregnant. Well for me it means the world because I lost my daughter due to her being stillborn almost 3 years ago. Well when I told my boyfriend he was happy and after about a week he said that we can’t have a baby not right now. He wasn’t asking for me to get an abortion because he knows it would kill me. Well his reasoning right now is that mentally both me and him aren’t stable and financially his in a job that doesn’t pay much. Also that our fighting isn’t healthy for a child. We both come from broken homes his mom walked out on his dad and brothers and left them with nothing and didn’t try being apart of their life until later on. I come from a messed up home cuz my biological dad walked away when I was 3 and my stepdad was never close to me we fought. Well my boyfriend thought maybe we could have my mom adopt our baby so we could still watch the baby grow up. But my mom is making all these rules which I never thought she would cuz she helps raise my sisters daughter alongside my sister. Idk what to do. 😭