Baby blues..

My husband and I will be married 2 years this October and we've been talking about starting a family. The only thing that is stopping us is that I will need a full time job due to my husband dropping down to part time this fall because he is starting the nursing program. I have been applying to places but I am afraid that we will have to wait even longer to start our family! I currently have a part time LPN job but need insurance. So frustrating! Any insights?