Should I have sex??

So I’m almost 17, I’ve been dating my boyfriend for a year and 2 months, and we haven’t had sex. We’ve done basically everything else, and I know he respects & loves me bc he never pressures me about having sex, but my best friend & her bf have sex constantly who haven’t even been dating as long & im starting to feel like I should! But at the same time, on a moral/religious aspect I feel like it’s wrong, and I’m nervous it won’t be romantic like the movies or that I’ll regret it after. We almost did once but I ended up freaking out & stopping it bc I was so nervous! Help???

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