Girls with PCOS.. Help.

Okay, my question is. 
With PCOS, does that mean bad eggs? I read it means a higher level of testosterone, explaining the light hair on my back, chest, boobs. 
I believe I have PCOS. 
I took a home fertility test, day 3 of my cycle, I failed it. Got me wondering.. Do I have something else wrong, or is it actually PCOS? 
I know you guys aren't doctors, I just need your opinion. My insurance doesn't cover anything for testing, until January when I get married and my husbands in the military, they pay for it. 
My question is.. Does PCOS mean bad eggs? Also, because I failed the home test this month, does that mean I cant get pregnant this month? 
A little info.. I have very regular periods, i get a postive ovulation test when Im supposed to, the lines get darker close to ovulation then back down as it passes. I usually have EWCM like im supposed to. Everythings normal other than that. 
He has a normal sperm count.