Pregnancy test positive last night but need advice

I took 4 tests. Two pink dyes that were faint and two digital that said positive.

I have a lot of emotions. I’m first off happy, but shocked. My boyfriend of 6 months is feeling the same way. He is being really supportive. However, I just don’t feel financially ready and that leads me to feel a lot of guilt. We weren’t for one, I was on the pill and if failed. I can’t help but feel already attached. I want this baby, but I feel shame for being so far in debt right now and to have not been prepared for this.

First off, I just paid off my credit cards this month (yay!) that got disastrous after a legal mistake last summer that ivelearned a lot from. But it drained my savings and I’m “starting over”. But I also have $40,000 plus of student loan and car debt. My boyfriend and I were planning on buying a house and we really just don’t have a lot of money. We don’t even have our own place!

I’m also worried about what people will think. We love each other a lot and we talked about marriage and kids one day but it’s still a VERY new relationship. I’m afraid to tell my mom, which sounds crazy. She had me at 27 and wasn’t even in a relationship with my dad, I was an oops!

I’m 26 and I make decent money, about 55k a year. He’s 28 and makes roughly the same. Are we being unreasonable to be freaked out about money? I just can’t help but feel like it would be so much easier a year from now.. help.