Wait a while or start our family ? ❤️

My boyfriend is 23 & I’m 21 , he’s away right now but will be back in 6 months. He really wants to start a family when he gets home & I would love nothing more to start one as well. However after speaking to a few people they say we should wait, and I’m beginning to think the same. But on the other hand , every time I speak to him, he just proves to me how amazing he would be as a father & says he thinks I would make an amazing mother. I know our child would be born into so much love & as long as we’re financially stable , I don’t really see an issue as far as age is concerned but I could be wrong & naive. What do you think ? YOU WILL BE BLOCKED WITH A QUICKNESS IF YOU DECIDE TO BE RUDE IN MY COMMENTS , thank you 😘