Cramping spotting ovulation

Erika
According to glow It's the last day of my ovulation.  During just about all of it I was spotting bright red blood all day with some cramps. Last night and today I'm cramping more frequently and have brown spotting. This is not usual for me and I just don't know if it's normal or I should be concerned or maybe take a pregnancy test? Idk. Any advice will help thanks. I know I should she a gyno but I have no insurance and I'm in a tough financial spot for the rest of the month.