Genital warts or skin tag?

I Just noticed this last night. I’m currently 25 weeks pregnant and I read that hormones can cause skin tags sometimes then they go away after birth. This is on my panty line. I haven’t had any new sexual partners in almost 7 months. And my OBGYN did a Pap smear at the beginning of my pregnancy. I will bring this up at my next appointment but I’m looking for input.