Not really trying but...?

So I know I'm not alone in this but the way my husband are going about it these days is with a pretty carefree attitude. I would like to ttc but he wants to be "ultra ready" first. I think he means after he gets his next big promotion, but I always tell him there's no such thing as "ready". We're financially responsible and have good jobs so why not? So until then we are just using the PO method, and if it happens, it happens, because that's one determined swimmer lol. Anyone else just letting nature run it's course and not planning it out? My motto right now is, OH WELL 🤣