When to start work and drop baby at daycare :/

Friends if you had a choice to go back to work when you wanted, when would you? I mean since I’m unemployed right now.I have a three month old and I can’t be SAHM forever coz it’s expensive in the long run. When do you think its ok to leave baby in daycare? 6 months? A year? Of course it also depends on when I see a good opportunity it’s but when to start looking? I’m confused and SAHM is not cheap although my husband doesn’t pressurize me just yet lol.Thanks