advice needed!!

okay, so I’m sixteen and although I am Christian I’m honestly pretty distanced from my faith. My boyfriend and i have our half-a-year on Thursday and tbh I’ve been debating it and I’m not sure if I want to have sex yet. I honestly love him and I really wanna have sex, I’m just scared of the aftermath. Cause if we did I’d make him pull out before finishing and wear a condom (so little to no chance of pregnancy) but also my parents are like old fashioned-wait till marriage. They’d kill me if I found out! I’m also having hormone problems so idk how emotional I’d be after. I’m going to get on birth control probably in a few weeks, and my boyfriend and I will be physically living closer to each other by our one year. Should I just wait till then??

I don’t know tbh, I’m probably overthinking it