So I had a conversation with my mom and step dad about bills and paying it on time and how to keep my credit good...but their explanation confuses me and I don't understand... I'm turning 18 and I'm about to enter a world confuse and lost... Please explain to me I'm nerves to go off alone and confuse in this world...🙈🙈 I know I'm young but I wanna learn and get ready... I know you have to have a job to pay it off but wat do you use to pay on time? What a good source? Oh god I sound dumb...😞😞😞 idk...