Virgin! Help! Need advice!

I’m 16 and a virgin. I.need.help. I want to do it but I’m scared it’s going to hurt and terrified that I’ll get pregnant cause everything usually goes wrong for me and I feel like the one time I get the balls to do it something is gonna go wrong. Btw I am talking to a guy and he’s so sweet. And my moms a helicopter parent so toys and porn to maybe get me used to it are out of the question. Someone please help!

Update: I’ve had boyfriends before and I have fallen in love. “Your only 16 you don’t know what love is” but trust me I do. And it didn’t work out so I’m not waiting for someone I “love” please don’t judge we all have our own things.