SUGAR DADDY

I’ve always wanted a sugar daddy. An old friend has offered to do it and told me he would give me his credit card. I just want my car payment paid and asked him for $500 and he said just to take his credit card and that it had a $5000 credit limit. My friend has been a sugar baby for a few years and told me not to take the card because he could report it stolen, could limit me, shut it off. I told him that because him and I would just be starting a “relationship”, I wouldn’t be comfortable doing oral or anal. Hint: why I said $500. I need the money so this will definetly happen, but I need to know what y’all’s opinion is. Should I take the card or just cash?