Ingrown hair infection?

Sorry for the TMI post but I don't know what to do so late. Yesterday morning I thought I had a tick on my hip but my husband said no it looked like an ingrown hair. Took tweezers but no hair was there and then it just bled alittle. Within the last hour tonight it now looks like this- perfect circle around it. Of course my husband is freaking me out saying to go to the ER (I said absolutely not unless I suddenly have a fever) but curious if you've ever had this and what it was?? TIA!!!

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