CONTRACTIONS.. 🙋I NEED OPINIONS

CHAPARRA🧒👦🧑🤰🏽

I'm 36 weeks today

Ok so I call my Dr. She is no there today and tomorrow... if I go to the hospital and for some reason they send me back home I have to pay for the hospital.... But if I have to stay the insurance will cover. What should I do? I start with contractions from last night but I start monitoring from this morning.... I don have really painful contractions...but I'm scared that I may not be dilated....please HELP